Long-Term Care Coverage

Plan ahead for care, comfort, and the people you love

Long-term care is one of the most overlooked parts of financial wellness. It can help if you ever need ongoing care because of aging, illness, injury, disability, or cognitive decline.

It is also an important consideration if you expect to help care for an aging parent or loved one in the future. Planning ahead can help protect your savings, preserve your choices, and give your family a clearer plan before care is needed.

Through Campus Benefits, you can schedule a consultation with LTC Compass, a trusted long-term care planning resource.

Why it matters:

Long-term care is different from regular medical care. It may include help with:

• In-home personal care
• Assisted living
• Skilled nursing care
• Memory care
• Bathing, dressing, eating, or moving safely

Whether you may need care yourself someday or could be helping an aging parent navigate care decisions, having a plan in place can reduce uncertainty and stress for everyone involved.

Without a plan, loved ones may be left managing care decisions, costs, schedules, and difficult choices during an already emotional time.

A plan can help you:

• Protect retirement savings
• Reduce pressure on your spouse, children, or family
• Prepare for your own future care needs
• Better support aging parents or loved ones
• Preserve more choice in where care is recieved
• Prepare before a health event limits your options
• Give loved ones more support and direction

Important note: Options, eligibility, rates, underwriting, and availability may vary based on age, health, location, carrier, and selected coverage.

To get started, schedule a Consultation with LTC Compass